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Comments by MPAS Regarding Proposed No-fault Auto Insurance Changes

Car

COMMENTS BY MICHIGAN PROTECTION & ADVOCACY SERVICE, INC. REGARDING PROPOSED NO-FAULT AUTO INSURANCE CHANGES

Michigan Protection & Advocacy Service, Inc. (MPAS) is Michigan’s protection and advocacy program, mandated to serve persons with disabilities in the Great Lakes State. As part of its advocacy work, MPAS advocates for people with disabilities who need community supports to survive and thrive in their communities.

MPAS urges caution in amending Michigan’s no-fault auto insurance system to account for the impact on people with disabilities.

  • Caps on health care coverage may harm people who sustain lifelong injuries in auto accidents. Individuals subject to such caps who lack health care coverage may go without care. The responsibility for providing uncompensated services would shift to families, health care providers, and taxpayers.
     
  • Reductions in the reimbursement rates for providers may affect the availability of staff to provide necessary supports. Low pay has already created a crisis in the availability of direct care in the community mental health and long-term services and supports systems.
     
  • People with disabilities may be denied fundamental rights if they are subjected to rate-setting and coverage decisions that lack transparency or do not maintain access to impartial dispute resolution mechanisms that allow recourse for service denials.

For more information, please contact Mark McWilliams, Director of Public Policy and Media Relations in MPAS’ Lansing office, at (517) 487-1755 or mmcwilliams@mpas.org.  

Sincerely,
Michelle Roberts
Executive Director

 

 

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Posted on:
May 20, 2019